Most Indians either don’t fully understand the benefits of health insurance or aren’t sure how to use their policies. In rural areas, more than half the population doesn’t even know how to purchase a plan. Even among existing policyholders, many remain unclear about what their coverage actually includes.
This lack of awareness leads to rejected claims, under-utilised benefits, and hesitation to invest in adequate protection. And when a medical emergency strikes, that confusion can quickly turn into a serious financial setback. Acting early is the only way to avoid that spiral.
